Consumer Law

When it comes to taking on debt collectors and credit bureaus, good preparation is the key to success. Speed, precision and forethought can mean the difference between winning and losing.  Every move I make is with an eye toward taking your matter to trial.  When debt collectors and credit bureaus understand that you know your rights, are well prepared, and will do what is needed to protect yourself, you have a far better chance of obtaining a fair outcome.  In fact, many times, debt collectors simply cannot prove the validity of the supposed debt when they’re faced with aggressive representation.  Credit bureaus make errors on consumer credit reports because of factors such as identity theft, obsolete information, and merged files – they deserve to be held accountable.  I will give your case the attention it deserves and work with you to demand the best possible outcome.  Your rights will be protected.

Individualized attention and responsive communications.

Your livelihood, peace of mind, and reputation are all stake when you’re being pursued by debt collectors or when your credit score is low because of a credit bureau’s mistakes.  I understand how important it is to you to quickly resolve the situation so you can move on with your life.  We’ll discuss your goals very early on so that we’ll both have the big picture in mind as we move forward.  I’ll respond quickly to your phone calls and emails so that you always know the status of your case.  We’ll make large decisions about your case together because I know that your livelihood and peace of mind are at issue and I always want you to be comfortable with the direction of your case.

Aggressive trial preparation from the start.

Consumer law cases require focused attention from the very beginning on forcing debt collectors to abide by federal and state law and produce real evidence of debt or by diligently documenting errors made by credit bureaus.  Oftentimes, debt collectors may have already violated consumer protection laws and do not have evidence of a valid debt.  Credit bureaus may have failed to correct known errors in your credit history as a result of bureaucracy and negligence.  As a trial lawyer with over one-hundred trials under my belt, I know what evidence will be persuasive to a jury and I understand that trials are won by disciplined preparation.  Your debt collector or credit bureau will be much more likely to offer a favorable settlement to you – or back down completely – when it is clear that we are ready and anxious for trial.  If your debt collector or credit reporting agency will not back down or agree to fair settlement terms, then we’ll be ready to fight for your rights at trial.

Ready to serve you.

I handle cases regarding the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and consumer fraud.  I offer free consultations and evening and weekend appointments as necessary.  It would be an honor to serve you.